Maryland Disclosure or Disclaimer: Statute Guide

Key Information

This Maryland seller-disclosure guide is based on Maryland General Assembly, Real Property §10-702, checked 2026-07-24. Use the current official form and law—not listing photos or marketing copy—to handle disclosure duties.

Pricing: $9 to try your first listing, $33 for a full listing

Time Required: About 15 minutes for listing-media preparation after disclosure documents are handled separately

The Problem

A listing description or photo package cannot replace a seller's statutory disclosure form, delivery, signature, or timing obligations.

The Solution

Handle the official disclosure separately, then use BuildMyListing to prepare truthful photos and listing copy from agent-supplied facts.

Key Features

Statute-linked summary

The scope, content, and timing statements below cite Maryland General Assembly, Real Property §10-702.

Benefit: Start from the official text.

Separate-document boundary

BuildMyListing does not complete, sign, deliver, or store the statutory seller form.

Benefit: Avoid treating marketing copy as legal disclosure.

Photo preparation

Enhance or stage agent-authorized photos while retaining original and edited outputs.

Benefit: Keep marketing assets available for human review.

Copy review

Generate listing descriptions from agent-supplied facts and run a Fair Housing language scan.

Benefit: Prepare marketing copy only after known facts and disclosures are handled.

How It Works

Open the official source

Confirm Real Property §10-702 and the current official form before relying on this summary.

Handle disclosure separately

Use the required form, signatures, delivery process, and transaction professionals; BuildMyListing does not perform those steps.

Prepare truthful marketing

Use agent-supplied facts to review photos and copy, then obtain broker or legal review when needed.

Compliance Reference

Statutory point	Primary authority	BuildMyListing boundary
For covered single-family residential property improved by one to four dwelling units, the seller may provide either the statutory disclosure statement or disclaimer statement.	Maryland General Assembly, Real Property §10-702	Not a substitute for the form, delivery, or legal review.
A seller using the disclaimer still must disclose latent defects actually known to the seller that are not observable by careful visual inspection and pose a direct threat to health or safety.	Maryland General Assembly, Real Property §10-702	Not a substitute for the form, delivery, or legal review.
The disclosure statement covers the condition categories enumerated in the statute.	Maryland General Assembly, Real Property §10-702	Not a substitute for the form, delivery, or legal review.

Common Use Cases

Known condition

Scenario: A seller or agent has information relevant to the official disclosure.

Process: Address it through the statutory form and transaction workflow before preparing marketing copy.

Compliance: Follow Maryland General Assembly, Real Property §10-702; BuildMyListing does not decide what must be disclosed.

Listing-media preparation

Scenario: Disclosure documents are being handled separately.

Process: Prepare agent-authorized photos and descriptions, then review them for factual consistency.

Compliance: Do not use edited media or copy to conceal or contradict known property conditions.

Published Sources

Primary sources checked on the dates shown below. Rules and statutes can change; confirm the current text before publishing.

Maryland General Assembly — Maryland Real Property §10-702 (Real Property §10-702; checked 2026-07-24)

Frequently Asked Questions

What is the primary source for this Maryland guide?

Maryland General Assembly, Real Property §10-702, linked below and checked 2026-07-24.

Who and what does the cited rule cover?

For covered single-family residential property improved by one to four dwelling units, the seller may provide either the statutory disclosure statement or disclaimer statement. Source: Maryland General Assembly, Real Property §10-702.

What timing or delivery point matters?

A seller using the disclaimer still must disclose latent defects actually known to the seller that are not observable by careful visual inspection and pose a direct threat to health or safety. Source: Maryland General Assembly, Real Property §10-702.

What other statutory limitation matters?

The disclosure statement covers the condition categories enumerated in the statute. Source: Maryland General Assembly, Real Property §10-702.

Is there another official-source detail on this page?

No additional claim is made beyond the cited provisions in Maryland General Assembly, Real Property §10-702.

Does BuildMyListing create or deliver the state form?

No. BuildMyListing prepares listing photos and marketing copy; it does not complete, sign, deliver, or replace a statutory seller-disclosure form.

Is this legal advice?

No. Check the current official Maryland source and form, follow broker instructions, and consult a licensed real estate attorney for legal questions.

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