Maryland Disclosure or Disclaimer: Statute Guide

Key Information

This Maryland seller-disclosure guide is based on Maryland General Assembly, Real Property §10-702, checked 2026-07-24. Use the current official form and law—not listing photos or marketing copy—to handle disclosure duties.

Pricing: $33 per listing — staged and enhanced photos, every altered image labelled and paired with its original, disclosure page + QR, one ZIP in MLS order. No subscription.

Time Required: About 15 minutes for listing-media preparation after disclosure documents are handled separately

The Problem

A listing description or photo package cannot replace a seller's statutory disclosure form, delivery, signature, or timing obligations.

The Solution

Handle the official disclosure separately, then use BuildMyListing to prepare truthful photos and listing copy from agent-supplied facts.

Key Features

Statute-linked summary

The scope, content, and timing statements below cite Maryland General Assembly, Real Property §10-702.

Benefit: Start from the official text.

Separate-document boundary

BuildMyListing does not complete, sign, deliver, or store the statutory seller form.

Benefit: Avoid treating marketing copy as legal disclosure.

Photo preparation

Enhance or stage agent-authorized photos while retaining original and edited outputs.

Benefit: Keep marketing assets available for human review.

Copy review

Generate listing descriptions from agent-supplied facts and run a Fair Housing language scan.

Benefit: Prepare marketing copy only after known facts and disclosures are handled.

How It Works

Open the official source

Confirm Real Property §10-702 and the current official form before relying on this summary.

Handle disclosure separately

Use the required form, signatures, delivery process, and transaction professionals; BuildMyListing does not perform those steps.

Prepare truthful marketing

Use agent-supplied facts to review photos and copy, then obtain broker or legal review when needed.

Compliance Reference

Statutory point	Primary authority	BuildMyListing boundary
For covered single-family residential property improved by one to four dwelling units, the seller may provide either the statutory disclosure statement or disclaimer statement.	Maryland General Assembly, Real Property §10-702	Not a substitute for the form, delivery, or legal review.
A seller using the disclaimer still must disclose latent defects actually known to the seller that are not observable by careful visual inspection and pose a direct threat to health or safety.	Maryland General Assembly, Real Property §10-702	Not a substitute for the form, delivery, or legal review.
The disclosure statement covers the condition categories enumerated in the statute.	Maryland General Assembly, Real Property §10-702	Not a substitute for the form, delivery, or legal review.

Common Use Cases

Known condition

Scenario: A seller or agent has information relevant to the official disclosure.

Process: Address it through the statutory form and transaction workflow before preparing marketing copy.

Compliance: Follow Maryland General Assembly, Real Property §10-702; BuildMyListing does not decide what must be disclosed.

Listing-media preparation

Scenario: Disclosure documents are being handled separately.

Process: Prepare agent-authorized photos and descriptions, then review them for factual consistency.

Compliance: Do not use edited media or copy to conceal or contradict known property conditions.

Published Sources

Primary sources checked on the dates shown below. Rules and statutes can change; confirm the current text before publishing.

Maryland General Assembly — Maryland Real Property §10-702 (Real Property §10-702; checked 2026-07-24)

Frequently Asked Questions

What is the primary source for this Maryland guide?

Maryland General Assembly, Real Property §10-702, linked below and checked 2026-07-24.

Who and what does the cited rule cover?

For covered single-family residential property improved by one to four dwelling units, the seller may provide either the statutory disclosure statement or disclaimer statement. Source: Maryland General Assembly, Real Property §10-702.

What timing or delivery point matters?

A seller using the disclaimer still must disclose latent defects actually known to the seller that are not observable by careful visual inspection and pose a direct threat to health or safety. Source: Maryland General Assembly, Real Property §10-702.

What other statutory limitation matters?

The disclosure statement covers the condition categories enumerated in the statute. Source: Maryland General Assembly, Real Property §10-702.

Is there another official-source detail on this page?

No additional claim is made beyond the cited provisions in Maryland General Assembly, Real Property §10-702.

Does BuildMyListing create or deliver the state form?

No. BuildMyListing prepares listing photos and marketing copy; it does not complete, sign, deliver, or replace a statutory seller-disclosure form.

Is this legal advice?

No. Check the current official Maryland source and form, follow broker instructions, and consult a licensed real estate attorney for legal questions.

Need the photos done, not just the rules?

Upload the listing. Get back staged and enhanced photos with every altered image labelled and paired with its original, a hosted disclosure page with QR, and one ZIP in MLS order. $33 per listing, no subscription.

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