Michigan mandates a legislatively prescribed Seller's Disclosure Statement before purchase agreement execution — buyers have 72 hours to rescind after receiving it
Michigan's Seller Disclosure Act (MCL §565.951 et seq.) requires residential sellers to complete and deliver a statutory Seller's Disclosure Statement to buyers before executing a purchase agreement. The form covers property condition across structural systems, electrical and plumbing, water supply and sewage, environmental hazards, and other conditions. Michigan's statutory form is prescribed by the legislature and cannot be substituted with a different form. Buyers have the right to rescind the purchase agreement within 72 hours of receiving the disclosure statement. For pre-1978 homes, the federal Lead-Based Paint Disclosure Rule (42 U.S.C. §4852d) applies in addition. BuildMyListing helps Michigan agents document all required disclosures and produce a compliant listing package.
Pricing: Starting $99/month
Time Required: Complete disclosure documentation in one workflow
Michigan's disclosure requirement has a specific procedural trap: if the disclosure statement is delivered after an offer has been accepted, the buyer retains a 72-hour right to rescind the purchase agreement. Delivering the form after contract execution — a common mistake — restarts the buyer's rescission clock and can derail a transaction.
BuildMyListing helps Michigan listing agents complete the statutory disclosure form with sellers before any offer is received, document delivery timing, flag well and septic system categories unique to Michigan's rural markets, and generate a complete listing package — photos, MLS description, and compliance record — in one workflow.
Michigan's Seller Disclosure Act (MCL §565.951 et seq.) prescribes a specific statutory form that must be used — sellers cannot substitute a different disclosure document. The form covers structural components (roof, foundation, exterior walls, floors, windows), electrical systems, plumbing, HVAC, water supply type, sewage disposal, environmental hazards, and other known conditions. BuildMyListing documents seller responses to the statutory form categories with timestamps.
Benefit: MCL §565.951 statutory form documentation before purchase agreement
Under MCL §565.957, if the disclosure statement is provided after the purchase agreement is executed, the buyer has 72 hours after receipt to rescind. BuildMyListing timestamps disclosure delivery and flags whether it was before or after contract execution — creating a documented record of compliance with the timing requirement.
Benefit: Delivery timing documented to protect against 72-hour rescission risk
Michigan has extensive rural and exurban housing — particularly in the Lower Peninsula's non-metropolitan counties and the Upper Peninsula — on private water wells and septic systems. The statutory form includes specific questions about water supply and sewage disposal types and known defects. BuildMyListing prompts for well test history, pump condition, and septic service records.
Benefit: Well and septic documentation for Michigan's large rural inventory
For Michigan properties built before 1978, the federal EPA/HUD Lead-Based Paint Disclosure Rule (42 U.S.C. §4852d) applies in addition to the state disclosure form. Michigan has a large stock of pre-1978 homes in Detroit, Grand Rapids, Flint, Lansing, and the older suburbs of Oakland and Wayne Counties. BuildMyListing flags pre-1978 construction and includes the full lead paint documentation checklist.
Benefit: Federal lead paint overlay documented for Michigan's substantial pre-1978 inventory
Input property address, construction year, water supply type (public/private well), and sewage type (public/septic). BuildMyListing flags pre-1978 construction for federal lead paint overlay and identifies rural county properties where well and septic documentation is most critical.
Walk through the MCL §565.951 statutory form categories with your seller. BuildMyListing timestamps responses, structures the well and septic questions, and documents any 'yes' answers with seller explanations — creating a defensible record before any offer is received.
Download the full listing package: enhanced photos, Realcomp/MichRIC-compatible description, and a timestamped disclosure documentation record showing delivery before or at purchase agreement stage — all ready before the listing goes live.
| MCL Section | Disclosure Requirement | Key Items | Notes |
|---|---|---|---|
| §565.951 et seq. | Seller's Disclosure Statement — legislatively prescribed form | Full statutory form — all categories | Michigan's legislature prescribes the exact form. Cannot substitute a different disclosure document. Must be delivered to buyer before or at purchase agreement execution. |
| §565.957 | 72-hour buyer rescission right | Applies if disclosure is delivered AFTER purchase agreement execution | If the seller delivers the disclosure after the purchase agreement is signed, the buyer has 72 hours from receipt to rescind. This is the most common Michigan disclosure procedural issue. |
| §565.951 (Structural section) | Structural components | Roof, foundation, exterior walls, ceilings, floors, windows, doors | Known structural defects must be disclosed. Foundation issues are particularly common in Michigan's older housing stock — particularly in Southeast Michigan. |
| §565.951 (Water/Sewage section) | Water supply and sewage | Public vs. private well; public sewer vs. septic | Type of system and known defects must be disclosed. Michigan has significant rural housing stock on private well and septic systems. |
| §565.951 (Environmental section) | Environmental hazards | Hazardous substances, underground storage tanks, radon, lead paint | Known environmental hazards on or affecting the property must be disclosed. Michigan's industrial legacy creates brownfield adjacency risk in many communities. |
| 42 U.S.C. §4852d | Federal Lead-Based Paint Disclosure | Pre-1978 construction | Federal requirement in addition to the MCL §565.951 form. Applies to all residential housing built before 1978. Michigan has extensive pre-1978 housing in Detroit and older urban areas. |
Scenario: Agent listing a 2000 Oakland County colonial. No known defects; public water and sewer. Agent wants to ensure the disclosure is completed and available to buyers before any offer is received to avoid the 72-hour rescission window.
Process: Statutory disclosure form completed with seller → All sections cleared or explained → Delivery documented before listing goes live → Buyers receive form with showing package → No post-offer rescission risk
Compliance: MCL §565.951 form delivered pre-offer — no 72-hour rescission window triggered
Scenario: Agent listing a 1978 Upper Peninsula home on private well and mound septic system. Well pump replaced in 2020; septic last serviced in 2022. Pre-1978 construction triggers federal lead paint (42 U.S.C. §4852d).
Process: Private well and mound septic documented → Well and septic service records recorded → Federal lead paint addendum added → Full statutory disclosure completed → Listing package generated
Compliance: Water supply and sewage disclosure per MCL §565.951; federal lead paint per 42 U.S.C. §4852d — both documented before purchase agreement
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