Minnesota Seller Disclosure Requirements | Minn. Stat. §513.52

Key Information

Minnesota requires sellers of residential real property to provide a mandatory disclosure statement under Minn. Stat. §513.52 et seq. Minnesota also has a mandatory well disclosure requirement under Minn. Stat. §103I.235 — sellers must disclose all known wells on the property, and a Well Disclosure Certificate must be filed with the county recorder at closing. Federal lead-based paint disclosure under 42 U.S.C. §4852d applies to pre-1978 homes. BuildMyListing helps Minnesota agents document property conditions and generate compliant listing packages.

Pricing: Starting $99/month

Time Required: Complete disclosure package in one workflow

The Problem

Minnesota has two overlapping disclosure requirements agents must manage: the general seller disclosure under §513.52 and the well disclosure requirement under §103I.235. The well certificate must be filed with the county recorder at closing even if the property uses municipal water — agents must confirm the property's well history. Missing the well disclosure is a common compliance failure in Minnesota transactions.

The Solution

BuildMyListing helps Minnesota listing agents structure property condition documentation, track the well disclosure requirement, and generate professional listing packages with compliance records covering both §513.52 and §103I.235 obligations.

Key Features

Minnesota Disclosure Statement Documentation

Structure property condition information aligned with Minnesota's mandatory disclosure requirements under §513.52 et seq. — structural conditions, HVAC, plumbing, electrical, and environmental hazards.

Benefit: Organized documentation that meets Minnesota's disclosure framework

Well Disclosure Certificate Workflow

Minnesota's §103I.235 requires a Well Disclosure Certificate at closing disclosing all known wells on the property. BuildMyListing includes a well disclosure tracking step — prompting agents to confirm well status and flag properties requiring the certificate.

Benefit: Avoid the most common Minnesota disclosure compliance failure

Lead-Based Paint Addendum

For Minnesota homes built before 1978, the federal lead-based paint disclosure form and EPA pamphlet delivery are included as required by 42 U.S.C. §4852d.

Benefit: Federal compliance built in for pre-1978 Minnesota properties

MLS-Ready Listing Package

Generate enhanced photos, MLS description, flyers, and social captions alongside compliance documentation — all in one workflow.

Benefit: Listing-ready in a single session

How It Works

Enter Property Details and Known Conditions

Input the property address, construction year, known conditions, and well/water source information. BuildMyListing flags Minnesota disclosure categories based on property type and age.

Generate Minnesota Disclosure Checklist

A Minnesota-specific checklist is generated covering §513.52 categories, well disclosure obligations under §103I.235, lead paint requirements for pre-1978 homes, and carbon monoxide alarm requirements.

Download Listing Package with Compliance Documentation

Download the complete listing package with enhanced photos, MLS description, and a compliance summary with documentation timestamps for your broker file.

Compliance Reference

Disclosure Requirement	Legal Basis	When Required	Notes
Residential property disclosure	Minn. Stat. §513.52 et seq.	All residential sales	Sellers must disclose known material defects and conditions in the property. Minnesota's disclosure law is based on known conditions and good faith, not a standardized government form — NAR and MNCAR provide recommended forms.
Well Disclosure Certificate	Minn. Stat. §103I.235	All real estate transfers	A Well Disclosure Certificate must be filed with the county recorder at or before closing, disclosing all known wells on the property. Even properties on municipal water may have abandoned wells that require disclosure.
Lead-based paint disclosure	42 U.S.C. §4852d (federal)	Homes built before 1978	Federal law requires disclosure, EPA pamphlet delivery, and 10-day inspection right for buyer.
Carbon monoxide detector requirement	Minn. Stat. §299F.50	Any residential sale	Minnesota requires CO alarms in homes. At closing, the seller must certify the property has CO alarms installed as required by law.
Methamphetamine lab / clandestine drug activity	Minn. Stat. §152.0275	Where applicable	Known methamphetamine lab history on the property must be disclosed. Properties remediated per Minnesota Pollution Control Agency standards may have reduced disclosure obligations.

Common Use Cases

Minneapolis Suburb with Abandoned Well

Scenario: Agent listing a 1960s home in Edina. The property is on city water but the agent discovers there is an old capped well from before municipal water was connected. Minn. Stat. §103I.235 requires a Well Disclosure Certificate even for properties on city water if there is a known well.

Process: Enter well history in property details → BuildMyListing flags §103I.235 requirement → Well Disclosure Certificate workflow generated → Package includes timing note for county recorder filing at closing

Compliance: Well disclosure obligation identified and documented — county recorder filing requirement noted

Rural Minnesota Property with Active Well and Septic

Scenario: Agent listing a rural Minnesota hobby farm with a private well and septic. Both the general property disclosure and well disclosure requirements apply.

Process: Document well and septic condition → BuildMyListing generates Minnesota disclosure checklist with well section → Well Disclosure Certificate flagged for county recorder → Full package downloaded

Compliance: §513.52 disclosure and §103I.235 well certificate requirements documented

Frequently Asked Questions

What is Minnesota's seller disclosure requirement under §513.52?

Minnesota Statutes §513.52 et seq. require sellers of residential real property to disclose known material defects and conditions that could adversely affect the buyer's use and enjoyment of the property or that could affect the buyer's decision to purchase. Unlike some states, Minnesota does not prescribe a single mandatory government disclosure form — instead, the disclosure obligation is based on what the seller knows. The Minnesota Association of Realtors (MNCAR) and NAR provide recommended disclosure forms commonly used in Minnesota transactions.

What is the Well Disclosure Certificate and when is it required?

Minnesota Statutes §103I.235 requires that a Well Disclosure Certificate be filed with the county recorder at or before closing for all real estate transfers in Minnesota. The certificate requires disclosure of all known wells on the property — including active wells, wells that have been sealed or capped, and abandoned wells. This applies even to properties that use municipal water but may have an old well on the land. The certificate is filed with the county and becomes part of the property's permanent record.

What if a property is on city water — is a Well Disclosure Certificate still required?

Yes, potentially. Under Minn. Stat. §103I.235, if there is any known well on the property — including sealed, capped, or abandoned wells from prior use — a Well Disclosure Certificate must still be filed at closing. Properties that have converted from private well to municipal water often have old wells remaining on the property. Sellers must disclose all known wells regardless of the current water source. If the seller has no knowledge of any well ever having existed, they certify that on the certificate.

Does Minnesota require carbon monoxide detector certification at closing?

Yes. Under Minn. Stat. §299F.50, Minnesota requires carbon monoxide alarms in residential dwellings. At the time of a residential real estate closing, the seller must certify that the property has carbon monoxide alarms installed and functional as required by state law. This certification is typically included in the purchase agreement or closing documents. Sellers should ensure CO alarms are properly installed before listing to avoid closing delays.

Does Minnesota require disclosure of methamphetamine lab history?

Yes. Minnesota Statutes §152.0275 requires that sellers disclose if a property has been used for the manufacture of methamphetamine. Properties that have been remediated according to Minnesota Pollution Control Agency (MPCA) standards and have received a letter confirming cleanup may have reduced ongoing disclosure obligations. Given Minnesota's rural methamphetamine activity history, agents in outstate and rural markets should be aware of this disclosure requirement.

When does federal lead paint disclosure apply in Minnesota?

Federal law — 42 U.S.C. §4852d — requires lead-based paint disclosure for housing built before 1978, including Minnesota properties. Minnesota has significant housing stock built before 1978, particularly in Minneapolis, St. Paul, and older inner-ring suburbs. Sellers must provide the federal disclosure form, deliver the EPA pamphlet, disclose known lead hazards, and give buyers 10 days for a lead inspection.

How does Minnesota disclosure compare to Wisconsin and Iowa?

Wisconsin's §709.02 model uses a standardized mandatory form with pre-offer delivery. Iowa also uses a mandatory pre-offer form. Minnesota's §513.52 framework is based on the seller's knowledge of material defects rather than a single mandatory government form — which gives more flexibility but requires agents to ensure adequate disclosure documentation. Minnesota's distinctive well disclosure under §103I.235 is a requirement unique among Midwest states and applies to all real estate transfers regardless of water source.

BuildMyListing provides compliance documentation — does it provide legal advice?

No. BuildMyListing provides compliance documentation tools, not legal advice. The platform helps agents structure and document the disclosure process but does not provide legal interpretation of Minnesota statutes or advise on specific disclosure obligations. Consult a licensed real estate attorney for questions about your disclosure obligations, well certificate filing requirements, or legal liability in Minnesota transactions.

Ready to Get Started?

Transform your listing photos with AI-powered enhancement and automatic AB 723 compliance tracking.

Join the Waitlist

Minnesota Listing Disclosure Requirements — Seller Disclosure and Well Certificate